COMPARISON OF DEPOSIT ACCOUNTS AVAILABLE AT BRUNSWICK STATE BANK
Question Regular Checking MMDA NOW Savings
Available to individuals yes yes yes yes
Minimum deposit required $25.00 $1,000.00 $1,000.00 $10.00
Debit card available yes yes yes no
ACH deposits (no charge) yes yes yes yes
ACH payments (no charge**) yes yes yes no
Electronic check transactions allowed yes yes yes no
Limit on # of withdrawals, transfers, or debits no yes no yes
Earns interest*** no yes yes yes
Withdrawal on demand yes usually - see note* usually - see note* usually - see note*
Service charges**** possibly - depends on average daily collected balance possibly - depends on average collected balance for the month and the # of withdrawals or transfers possibly - depends on average daily collected balance possibly - depends on average collected balance for the month and the # of withdrawals or transfers
Minimum balance to earn interest n/a yes - average daily collected balance for the month of at least $500.00 no yes - average daily collected balance for the month of at least $25.00
Write checks on this account yes limit 6 per month yes no

* The bank, by law, reserves the right to require 7 days advance written notice for a withdrawl from an interest bearing account.
**ACH payments that overdraw an account are subject to regular overdraft charges.
***Current interest rates are available on our website under "Deposit Rates".
****For specific information on the computation of services charges, see the account disclosure for each account under "Personal Banking" on our website.

 

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