|Available to individuals||yes||yes||yes||yes|
|Minimum deposit required||$25.00||$1,000.00||$1,000.00||$10.00|
|Debit card available||yes||yes||yes||no|
|ACH deposits (no charge)||yes||yes||yes||yes|
|ACH payments (no charge**)||yes||yes||yes||no|
|Electronic check transactions allowed||yes||yes||yes||no|
|Limit on # of withdrawals, transfers, or debits||no||yes||no||yes|
|Withdrawal on demand||yes||usually - see note*||usually - see note*||usually - see note*|
|Service charges****||possibly - depends on average daily collected balance||possibly - depends on average collected balance for the month and the # of withdrawals or transfers||possibly - depends on average daily collected balance||possibly - depends on average collected balance for the month and the # of withdrawals or transfers|
|Minimum balance to earn interest||n/a||yes - average daily collected balance for the month of at least $500.00||no||yes - average daily collected balance for the month of at least $25.00|
|Write checks on this account||yes||limit 6 per month||yes||no|
* The bank, by law, reserves the right to require 7 days advance written notice for a withdrawl from an interest bearing account.
**ACH payments that overdraw an account are subject to regular overdraft charges.
***Current interest rates are available on our website under "Deposit Rates".
****For specific information on the computation of services charges, see the account disclosure for each account under "Personal Banking" on our website.